The vehicle is unroadworthy (Overview)

If your vehicle is declared to be unroadworthy after an accident, it means that it doesn’t meet the standard to be legally and safely driven on UK roads.

In the circumstance of your vehicle being unroadworthy, there are two alternative claim processes that might be relevant to you. These are:

Unroadworthy repairable

Unroadworthy total loss

If your vehicle is unroadworthy and repairable

This is when a vehicle has sustained damage in an accident, is unroadworthy, but can be repaired to meet to a roadworthy standard. However, in its current state, it’s unsafe and illegal to drive on public roads.

Unroadworthy repairable overview >

The unroadworthy repairable process:

If your vehicle is unroadworthy and a total loss

This is when a vehicle has either been:

So severely damaged in an accident, that it's considered impossible to repair to a roadworthy standard
Or, due to the value of the vehicle when compared against the cost of the potential repairs, it is economically unviable to repair to a roadworthy standard.

An unroadworthy vehicle is unsafe and illegal to drive on public roads.

Unroadworthy total loss overview >

The unroadworthy total loss process:

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Processing claim

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Roadworthy

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The vehicle is unroadworthy (Overview)

If your vehicle is unroadworthy and repairable

The unroadworthy repairable process:

If your vehicle is unroadworthy and a total loss

The unroadworthy total loss process:

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