What is a side impact collision?
A side-impact car collision is a type of car accident that occurs when either:
Two vehicles collide into each other, both on the sides of the cars; rather than on the front or rear.
Or when a car collides into the side of another car, whether it be on the roads, motorways, at a junction or in a location such as a car park.
These types of collisions can result in serious injuries for those involved and can often cause car damage as well.
While not all side-impact collisions are caused by negligent or reckless driving, they can be the result of careless behaviour on the part of one or more drivers.
Some of the common causes of side-impact collisions
The factors that lead up to a side-impact collision can stem from a huge variety of situations. However, there are a handful of common causes that can result in these factors of the accident.
Understanding what the causes might have been in a particular side-impact collision circumstance may help in understanding who’s at fault in the UK.
Here are a series of common causes that contribute to a side impact collision and who’s at fault in the UK:
Speeding or other dangerous driving behaviours
At high speeds, it takes longer to stop the vehicle. Even if the driver who received the impact saw the collision coming, they may not have been able to avoid a collision.
Making matters worse, a force of an impact is much greater when a car is travelling at high speeds. This can cause greater injuries and even death to the occupants of one, if not all vehicles.
Distracted driving, such as texting while behind the wheel
Distracted driving is a major cause of motor vehicle accidents.
One of the most common types of distraction is texting or using a mobile phone while driving.
It is known to be a common cause of accidents because it has been proven to reduce a driver’s ability to focus on the road and react quickly to changes in traffic or road conditions.
It’s not just a mobile phone that can cause distractions while driving. People may also be:
Adjusting or operating something in their vehicle
Having a conversation with a passenger
Eating or drinking
Grooming and observing themselves in a mirror
Or just generally reaching for something that may have fallen on the floor
All of these types of distractions are particularly dangerous while behind the wheel. When drivers are distracted:
They may not see another car approaching from the side
They may not be able to brake in time to avoid a collision
They may not realise they had just passed through a red light or stop sign
Or they may not see a car approaching as they are pulling out of a junction
These collisions are often serious and can result in major injuries to the driver or passengers in the impacted vehicle, if not both vehicles.
Driving under the influence of alcohol or drugs
Driving under the influence of anything at all increases the chances of having an accident, not just a side impact collision.
Driving under the influence can have many different effects on people while behind the wheel, leading to a side-impact collision. This includes examples such as:
The driver may have trouble judging distances and speeds. This can easily cause them to crash into another vehicle.
The driver may have trouble staying in their lane. Their vehicle will drift into oncoming traffic or another lane and impact another vehicle’s side.
The driver may have slow reaction times. They won’t have enough time to brake or swerve to avoid a collision if they are required to do so.
Tailgating other cars or driving too closely to the vehicle in front
Tailgating is dangerous driving behaviour that can increase the risk of an accident.
To avoid tailgating, the highway code provides specific stopping distance recommendations for all drivers.
When vehicles are travelling too close to one another, it becomes more difficult for either driver to react in an emergency situation, increasing the likelihood of a side-impact collision.
Tailgaters may cause other drivers to make sudden lane changes or unsafe manoeuvres, which can result in a collision.
Tailgaters may fail to give the proper amount of space when changing lanes or merging into traffic. If these manoeuvres take place on crowded roads or motorways, the risk of other motorists being involved in an accident increases even further.
If you are involved in a side-impact car collision, it is important to seek medical attention immediately and contact the police.
Even if you do not feel like you were injured, it’s recommended to also seek medical assistance. It is critical that proper documentation be created so that you can pursue any personal injury claims you may have against the responsible driver.
Auto Claims Assist can help you understand your rights and options after a side-impact car collision if it wasn’t your fault.
If you’d to speak to our new claims team, give us a call now on 0330 128 1407 or request a call back here: Request an accident callback.
‘Side impact collision who’s at fault UK’ – Establishing fault in a side impact collision
If you have been searching for ‘side impact collision who’s at fault UK’ It’s likely that you may have been involved in one of these accidents.
When assessing who is at fault in a car accident involving a side-impact collision, there are many factors to consider. Some of these include:
Whether or not the driver was using their turn signal – this helps to determine if either driver could have prevented the crash from occurring. Did a driver leave their signal on by mistake?
Defective car parts – A car malfunction of a vehicle may have caused the vehicle to veer or fail to stop. Malfunctions could happen to things such as steering, wheels, brakes and much more. In these cases, it is important to determine if the car manufacturer or mechanic is at fault for the defective part.
Road conditions – If the road is icy or has large potholes, this can lead to the loss of control while driving. This loss of control may cause a vehicle to slide or change direction; resulting in a side impact collision. In these cases, it is important to determine if the authority responsible for maintaining the road is at fault.
The key to establishing fault is through a calm approach directly after the accident, followed by detailed information and evidence gathering:
Safety and medical attention are most important if you are in a side impact collision
If you have been involved in a side impact collision accident, it is important to seek medical attention right away.
Even if you do not think you have been injured, it is important to get checked out in case there are any hidden injuries or complications. Contact the emergency services as a priority.
It’s likely that the police will arrive on the scene first at an accident. If you are injured, the police can also call an ambulance for you as well as provide any medical care needed in an emergency.
The police can also be a useful resource in helping to gather more evidence about the accident.
Collecting evidence if you are in a side impact collision
Notes about how the accident happened
Following the accident it’s important you take notes about how the accident occurred including:
The date and time
The location and circumstance
The weather conditions i.e wet or icy roads
A description and diagram of how and where the vehicles collided
A description of any injuries you or your passengers sustained
Collect witness statements
Collect any witness names and contact details. Your witness statement should cover the following questions:
Witnesses can aid in the evaluation of your claim by providing information on what occurred and how it occurred.
Details, photos and videos of any damage to your vehicle and the other driver’s vehicle
Media such as photographs and videos can aid in the presentation of evidence that the accident wasn’t your fault. Try to capture:
The damage to your car
Where the cars impacted
The surroundings and circumstances that lead to your accident
If you have a dashcam, save any footage that relates to your accident
Additionally, if you can gain access to any local CCTV footage from nearby organisations, this can be a valuable resource to help piece together what happened.
After the accident and processing a non-fault claim
Not everyone knows exactly what to do after a car accident, especially if the accident wasn’t your fault.
The most essential thing is to ensure that everyone is safe. If anybody has been hurt, call the emergency services first and don’t worry about anything else just yet.
It’s critical not to apologise or accept responsibility, regardless of the circumstances. Admitting fault has the potential to have a big influence on your compensation claim later on.
Focus on gathering information and evidence about the incident when the danger has passed. This is crucial for submitting a non-fault claim.
Your first contact after the accident
Your first contact after the accident, if it wasn’t your fault, should be an Accident Management Company (also known as a Credit Hire Company) like Auto Claims Assist.
Some people think that the first thing they need to do after a non-fault accident is to contact their own insurance company.
In light of this, we have created a comparison between calling an accident management company vs your insurance company here after a non-fault accident.
Using your own insurer could leave you worse off if the accident wasn’t your fault.
By contacting Auto Claims assist first, you’ll be entitled to a much better experience and at no cost to you:
To speak to an advisor for advice and guidance on getting started after a non-fault claim, call 0330 128 1407.
Or to start your claim now, get started here.
Our team of accident experts are ready to speak to you and are here as your independent, on your side Accident Claims Management.