Bicycle Accident Claims.
There are many reasons why people choose to cycle. For some, it is a convenient and affordable way to get around, with many companies implementing Cycle To Work Schemes. Others enjoy the physical activity and the outdoors that cycling provides.
The environmental advantages of cycling over other modes of transportation are also a key reason people choose to cycle.
However, cyclists are vulnerable road users. Cycling incidents may result in severe injuries with long-term effects.
If you or a loved one have been in a bicycle accident, you may be eligible for compensation. Start your non fault bicycle claim here.
Our dedicated team are non-fault accident claim experts, here to assist if you have been involved in a Non-Fault Cycling Accident.
Eligibility For A Bike Accident Claim?
There are a few things to keep in mind if you’re thinking about starting a bicycle accident claim.
Only those who have been injured in a bicycle accident caused by someone else’s negligence may be eligible to file a claim.
This means that if you were involved in an accident where you were at fault, or where both parties were at fault, you likely won’t be able to recover damages.
If you were hurt in a cycling accident as the result of one of the following, please get in touch to discuss a claim for Bicycle Accident Compensation:
- Bicycle accident caused by another road user: If you were knocked off your bicycle by a vehicle, or a vehicle causes you to have a cycling accident, the driver of the vehicle who caused the incident would be at fault and liable. As a result, you may be eligible to make a claim. It would then be that driver’s insurance policy that a claim would be initiated against for compensation.
- Bicycle accident due to equipment failure: If you have been injured in a bicycle accident caused by equipment failure, you may be able to make a claim against the manufacturer of the defective product. In order to succeed in such a claim, you will need to prove that the product was defective and that this defect caused your accident and injuries.
- Bicycle accident due to poor road conditions: If you have been in a bicycle accident that was caused by poor road conditions, you may be able to file a claim against the responsible party. An example of poor road conditions is potholes in the road.
What To Do After A Bicycle Accident.
After a bicycle accident, you may be in shock but it’s critical to take a few things into consideration after the event.
- Make sure you are safe – Try to get off the road and out of harm’s way.
- Other party’s details – Make sure you get the details of the other party if possible. At the very minimum, try to get the vehicle registration.
- Take Photos / Videos – You will need as much evidence as you can to support your claim. Photos and videos are the best way to capture the evidence you need to make a successful non-fault claim.
- Witnesses – The more witnesses the better. Witnesses can be key in supporting your version of events.
- Report the incident – If there are no serious injuries, liability is admitted, and details are handed over accordingly, then you may not have to phone the police. If there is anything more serious, phoning the police may be required.
- Visit A&E – Even if your injuries do not seem serious, it is always best to get checked out by a doctor. Injuries such as Whiplash sometimes don’t appear as obvious right away.
Our new claims team will go through the evidence and facts of the case to see if it’s something we can help with. In order for Auto Claims Assist to help you, the accident must not be your fault.
Following on from getting in touch, Auto Claims Assist will prepare and process your claim, keeping you updated throughout the process.
Did you know?
Averaged over the period 2015 to 2020:
An average of 2 pedal cyclists died and 83 were seriously injured per week in reported road casualties.
How Long Does A Cycling Accident Claim Take?
The length of time that a cycling accident claim can take is dependent on multiple factors, specific to your incident and claim. The processing time can vary while fault determination is concluded and all evidence is brought forward.
Additionally, all financial compensation amounts need to be calculated and accounted for before the claim concludes and all parties can agree on a personal injury compensation value.
These factors can be very different, case by case, depending on an individual’s accident circumstances. However, typically, if an accident claim follows an expected timeline with common circumstances, a cycling accident claim can be known to take just a couple of months to finalise.
How long do I have to claim?
After a non-fault bike accident, you will usually have 3 years to make a claim. Although, there are a few exceptions:
- You can claim on behalf of a child any time before they turn 18, after their 18th birthday they have 3 years to claim.
- If you’re making a claim on behalf of a loved one who died as a result of an accident, you must file within 3 years of their death or the conclusion of their autopsy.
- When claiming on behalf of someone that lacks mental capacity, there is no time limit.
How Much Personal Injury Compensation Can I Claim?
This is a frequently asked question when dealing with cycling accident claims. The answer to this varies on a range of factors.
There is no definitive amount you can claim for a bicycle accident. The financial ramifications of your accident, as well as how badly you have been injured, will be taken into account when determining your settlement.
When working out a rough figure on how much you will get in compensation, we look at the following:
- Damage to your bike or any other items that were also damaged as a result of the accident, such as: a camera, clothing, phone, or laptop.
- The expense of adapting your transport methods as a result of your accident.
- The injuries that you have had as a result.
- Loss of income from the effect on your work.
- Medical and recovery costs that are accumulated as a result of the accident.
Injuries After A Bicycle Accident.
In a bike accident, cyclists are at risk of harm. Today, you can get equipment like helmets and pads that provide protection, but injuries are still frequent.
The most frequent cycling injuries that individuals may claim for include:
- Traumatic brain injuries: A blow to the head can cause a traumatic brain injury (TBI), which can lead to long-term problems with cognition, motor skills, and emotion.
- Spinal cord injuries: A fall or collision can damage the spinal cord, leading to paralysis below the point of injury.
- Broken bones: Bones can be broken or fractured in a fall from a bicycle.
- Soft tissue injuries: muscles, tendons, and ligaments can be strained or torn in a bike accident.
Insurance companies are notoriously difficult to deal with and can be known to try and lowball you on your personal injury settlement offer.
Auto Claims Assist do not administer personal injury claims in-house. Instead, we work with a panel of expert personal injury solicitors. They will begin and manage your non-fault accident injury claim from start to finish on a no win, no fee basis.
Why Choose Auto Claims Assist?
As an Accident Management Company, our accident claims services are at no cost to the non-fault party and result in a much better experience. This personal service can be beneficial in dealing with the often-complex details of a bicycle accident:
We will help to manage your bicycle accident claim from start to finish, helping organise the costs to cover your damaged bike and working with our panel of personal injury solicitors for compensation.
Start your claim today with Auto Claims Assist.